Not everyone who is eligible for Medicare in the state of Tennessee is signed up for the program. Some don't even know that they are eligible for coverage. If you or someone you know is wondering whether or not they are eligible for coverage they should contact their local Tennessee office to get more information.
If you discover you are eligible for Medicare, what do you do next? It can feel daunting to decide on an insurance company to choose to cover you. There are so many options out there it can feel like a hindrance. Keep in mind though, that having a lot of options is actually a great thing. It means you can get a policy that closely matches your needs.
A good place to start is your local insurance overseer board. While they remain unbiased and will not recommend a specific health insurance company or agency to go through, they can provide a comprehensive and up-to-date list of the companies and agencies who are currently licensed to provide Medicare insurance in your area.
Once you have this list, ask around. Word of mouth recommendations can be very powerful but they shouldn't be the last word on the matter. Once you have a few companies you've heard positive things about, do your own research. Find consumer watchdog groups, where folks just like you can post honest reviews of their experiences.
Of course, you will likely encounter a few people who have had negative experiences. You can't please all of the people, all of the time. But if there are excessive bad reviews it would be wise to stay away and keep searching. Once you've settled on a company to use, contact their office via the internet or phone and see what their next step is for you.